We have made financing your used car easy

Motor finance

We have made financing your used car easy

Discover your cazoo that is perfect car submit an application for finance and signal your contract all on the web. Spend your deposit, then have actually your vehicle brought to your home or gather it in one of your Consumer Centres.

the reason the reason Why fund your Cazoo automobile?

Competitive prices

APR from as little as 8.9% agent

Quick & painless

A determination within seconds

Totally online

From the absolute comfort of your property

„the entire process ended up being insanely online payday loans Tennessee easy, from enquiring about an automobile, guaranteeing finance choices to choosing the car up. Many thanks Cazoo!”

We make use of a variety of loan providers including Ebony Horse

Ebony Horse is amongst the British’s leading providers of motor finance.

How it functions

Discover your perfect automobile

Browse our range that is wide of utilized Cazoo vehicles that exist to purchase or finance.

Pick your offer

Make an application for finance on the web. You can part trade your old automobile and reduced your finance expenses.

Get authorized

Spend a deposit and signal all documents using the internet. Then decide to gather your vehicle or get it delivered.

The correct motor finance bargain for you personally

Select from our payment per month choices. Even as we’re a finance agent not a lender, we’ll always look for a competitive package for you.

Hire Purchase (HP)

HP is a finance program enabling you to definitely distribute the price of the automobile by simply making monthly obligations over a term that is agreed.

You will be making greater payments that are monthly a private Contract Purchase (PCP) arrangement, making sure that whenever you arrive at the termination of the contract you’ll acquire the vehicle.

Unlike PCP, there aren’t any limitations on mileage.

HP might be appropriate for your needs if you would like purchase the automobile at the conclusion of the contract.

Individual Contract Buy (PCP)

PCP is really a finance plan in which you make equal monthly obligations over an agreed term, with a more substantial final payment due at the conclusion if you choose to keep consitently the car.

In the final end of this contract, you’ve got three options. It is possible to control the vehicle back into the finance organization (the vehicle should be in good shape and inside the agreed mileage, usually costs may use), component change it for the next automobile for an agreement that is new at the mercy of condition), or spend the last payment to possess the vehicle.

PCP could be appropriate if you’re unsure whether you want to buy the car at the end of the agreement for you if you’re thinking of changing your car in the next few years, or.

Are you aware?

PCP payments that are monthly typically less than HP payments. This is because a sizable area of the total quantity payable is kept into the end regarding the arrangement. Additionally you spend interest from the car’s worth in the end regarding the term, which means PCP can be more costly total.

Preferred car lease concerns

Do a finance is had by you calculator?

Yes, we do. When you have discovered your perfect automobile, you can make use of our loan calculator to have an immediate estimate of the month-to-month prices for a PCP or A hp arrangement, according to our representative instance APR of 8.9per cent.

Exactly exactly what info is necessary for a funding choice?

Through your application, we are going to require your own personal details, work details, target record, banking account details and a duplicate of one’s picture operating licence.

Just how long is my finance provide legitimate for?

After becoming acknowledged for finance you’ll twenty four hours to pay for your deposit. The car you applied for will go back up for sale on our website if your deposit isn’t paid within 24 hours.

The day before delivery or collection to sign your documents after you’ve paid your deposit, you’ll have until midday. In case your distribution or collection time is on a Monday, you’ll need certainly to signal your articles by midday on Saturday.

Do i must check-out a primary dealership for a solution, MOT or fix?

If you’ve purchased a motor automobile on finance, it is possible to choose where you’d want to get it maintained or fixed. We now have a nationwide community of cazoo Service Centres over the UK and hundreds of RAC accepted garages for the vehicle treatment requirements. it is possible to request a scheduling at a spot in your area.

Will applying for finance impact my credit history?

Once you submit an application for finance a loan provider will run a credit that is hard on the credit profile. Way too many tough credit inspections over a brief period can impact your credit rating for 6 months, that could eliminate power to get authorized for credit.

Discover your car that is next on

Select from a range that is wide of utilized Cazoo vehicles open to get or finance web.

Stay protected with Cazoo Car Care

CazooCover extensive Warranty

Increase your warranty with CazooCover to keep shielded from unexpected expenditures after your car or truck guarantee is finished.

CazooGuard Paint & Fabric Coverage

Include CazooGuard Paint & Fabric cover to your buy in checkout to help keep your vehicle searching its best for extended.

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Exactly just how Cazoo works

From purchasing a car on line to home distribution or collection and more, discover how Cazoo works.


learn about the essential difference between individual Contract Purchase (PCP) and Hire buy (HP).

Part change your car or truck

Component trading your present vehicle is just a great method to allow you to pay money for your following car, uncover what you should know.

If you’d like any help, we’re offered by 8am-8pm , seven days per week.